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Collection Agencies Conduct Hard Credit Pulls Without Permission
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Collection Agencies Conduct Hard Credit Pulls With...
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The Difference Between Junk Debt Buyers and Collection Agencies
All junk debt buyers are collection agencies, but not all collection agencies are junk debt buyers. Let me explain. When your creditor turn...
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If you get a summons from a collection agency, that means you are one of the unlucky debtors the collector decides to sue. You cannot ignore...
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Judgment proof debtors have a clear advantage over those who aren't – if and when a collection agency sues, judgment proof individuals d...
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Reader Question: Lee, I recently moved to a new area. I have a credit account with Lowe's. I called Lowe's and gave them my new addr...
Collection Accounts and Your FICO Score
If you didn't already know, the only credit score that matters is the one you get from Fair Isaac – your FICO score. This is the score l...
Can a Collection Agency Come After a Minor?
A contract isn't always legally binding Just about everyone has heard horror stories about children and teens who carry a dismal credit ...
Can Collection Agency Collect After Original Creditor Issues 1099 Tax Form?
Here's an unsettling little fact you may not be aware of: When a creditor writes off your debt and sells it to a collection agency, that...
Why a Pay-for-Delete Doesn't Always Work for Credit Card Charge-Offs
For people under severe financial stress, credit card payments are near the bottom of their list of priorities. It's all too easy for th...
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Debt collectors are infamous for their sneaky and sometimes downright unethical collection tactics. One trick lurking up the sleeves of ever...
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When dealing with collection agencies, nothing is scarier than the prospect of a lawsuit. Unfortunately, debt collectors aren't known fo...