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All junk debt buyers are collection agencies, but not all collection agencies are junk debt buyers. Let me explain. When your creditor turn... -
If you get a summons from a collection agency, that means you are one of the unlucky debtors the collector decides to sue. You cannot ignore... -
Judgment proof debtors have a clear advantage over those who aren't – if and when a collection agency sues, judgment proof individuals d... -
Reader Question: Lee, I recently moved to a new area. I have a credit account with Lowe's. I called Lowe's and gave them my new addr...
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A contract isn't always legally binding Just about everyone has heard horror stories about children and teens who carry a dismal credit ... -
If you didn't already know, the only credit score that matters is the one you get from Fair Isaac – your FICO score. This is the score l... -
Here's an unsettling little fact you may not be aware of: When a creditor writes off your debt and sells it to a collection agency, that... -
This is the second part of my story regarding how a simple mortgage transaction turned into a nightmare I'll never forget. You can read ...
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You can end up in court after the SOL passes. A debt collection lawsuit is of the most frightening outcomes for debtors struggling with coll... -
This is the third part of my story regarding how a simple mortgage transaction turned into a nightmare I'll never forget. You can read t...