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What Is Meant By a Debt Consolidation Loan?
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What Is Meant By a Debt Consolidation Loan?
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Popular Post
Can Collection Agency Collect After Original Creditor Issues 1099 Tax Form?
Here's an unsettling little fact you may not be aware of: When a creditor writes off your debt and sells it to a collection agency, that...
Beware a Discover Card Lawsuit
Even a small amount of experience dealing with collection agencies teaches most people that defending a lawsuit from a collection agency isn...
What Happens If a Collection Agency Sues You and Wins?
Debt collectors love to threaten debtors with lawsuits. It's the ace up their sleeve. It seems to be ingrained in the psyche of every Am...
How to Answer a Lawsuit Summons From a Collection Agency
If you get a summons from a collection agency, that means you are one of the unlucky debtors the collector decides to sue. You cannot ignore...
Fake Collection Attorneys
New grads can't catch a break. So you've gotten the lawsuit threat and you're shaking in your shoes, preparing to write a check ...
How to Get Real Free Credit Report Without a Credit Card
Let me tell you what makes me sick. Real sick. Websites that advertise free credit reports but won't give them to you unless you provide...
Q&A: Paid Citibank Charge-Off Still Showing a Balance
Hi Lee! My son in law has a debt with Citibank. A supposed “collection agency” contacted him, they negotiated he paid it. He did ask fo...
My Apologies
I'd like to apologize to my readers and especially to everyone whose comments and questions I have not responded to. I try to respond to...
Sneaky Collection Tricks: A Sense of Urgency
Debt collectors are infamous for their sneaky and sometimes downright unethical collection tactics. One trick lurking up the sleeves of ever...
Can You Reset the Statute of Limitations on a Debt?
If there is one thing that trips people up the most about the statute of limitations on debt collection, its whether or not the time frame ...