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All junk debt buyers are collection agencies, but not all collection agencies are junk debt buyers. Let me explain. When your creditor turn... -
If you get a summons from a collection agency, that means you are one of the unlucky debtors the collector decides to sue. You cannot ignore... -
Judgment proof debtors have a clear advantage over those who aren't – if and when a collection agency sues, judgment proof individuals d... -
Reader Question: Lee, I recently moved to a new area. I have a credit account with Lowe's. I called Lowe's and gave them my new addr...
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If you didn't already know, the only credit score that matters is the one you get from Fair Isaac – your FICO score. This is the score l... -
A contract isn't always legally binding Just about everyone has heard horror stories about children and teens who carry a dismal credit ... -
Here's an unsettling little fact you may not be aware of: When a creditor writes off your debt and sells it to a collection agency, that... -
Debt collectors are infamous for their sneaky and sometimes downright unethical collection tactics. One trick lurking up the sleeves of ever... -
For people under severe financial stress, credit card payments are near the bottom of their list of priorities. It's all too easy for th... -
When dealing with collection agencies, nothing is scarier than the prospect of a lawsuit. Unfortunately, debt collectors aren't known fo...